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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,425 | $209,422+32.0% | $178,503+54.9% | $158,982+73.9% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 2.81% | 188.81%-186.0pp | 151.12%-148.3pp | 302.99%-300.2pp |
| Employer contribution / active EE | $4,000 | $5,707-29.9% | $5,011-20.2% | $4,763-16.0% |
| Participant deferral / active EE | $5,443 | $5,955-8.6% | $5,202+4.6% | $5,983-9.0% |
| Admin fee / account holder | $2,375 | $17,079-86.1% | $13,987-83.0% | $11,252-78.9% |