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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,914 | $110,137+129.6% | $161,149+56.9% | $82,637+206.1% |
| Participation rate | 85.7% | 72.4%+13.4pp | 78.8%+6.9pp | 68.1%+17.7pp |
| Annual return | 15.08% | 20.69%-5.6pp | 21.16%-6.1pp | 53.51%-38.4pp |
| Employer contribution / active EE | $5,294 | $2,856+85.4% | $4,360+21.4% | $2,552+107.5% |
| Participant deferral / active EE | $5,878 | $4,575+28.5% | $6,153-4.5% | $4,126+42.5% |
| Admin fee / account holder | $56,223 | $9,467+493.9% | $15,194+270.0% | $7,339+666.1% |