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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,464 | $101,752+148.1% | $164,928+53.1% | $80,911+212.0% |
| Participation rate | 94.0% | 71.8%+22.2pp | 78.6%+15.4pp | 67.6%+26.4pp |
| Annual return | 17.22% | 16.73%+0.5pp | 70.08%-52.9pp | 35.63%-18.4pp |
| Employer contribution / active EE | $5,502 | $2,953+86.3% | $4,343+26.7% | $2,756+99.7% |
| Participant deferral / active EE | $6,869 | $4,477+53.4% | $6,034+13.8% | $4,297+59.8% |
| Admin fee / account holder | $6,309 | $8,218-23.2% | $12,684-50.3% | $6,935-9.0% |