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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,640 | $87,733-41.1% | $106,555-51.5% | $85,847-39.8% |
| Participation rate | 89.5% | 71.9%+17.5pp | 76.1%+13.3pp | 69.3%+20.2pp |
| Annual return | 8.62% | 21.86%-13.2pp | 26.80%-18.2pp | 318.61%-310.0pp |
| Employer contribution / active EE | $0 | $2,073-100.0% | $2,819-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $3,167 | $3,469-8.7% | $4,399-28.0% | $3,952-19.9% |
| Admin fee / account holder | $7,133 | $6,767+5.4% | $7,408-3.7% | $6,261+13.9% |