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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,664 | $76,371-40.2% | $93,621-51.2% | $72,975-37.4% |
| Participation rate | 95.6% | 71.8%+23.8pp | 75.8%+19.7pp | 69.5%+26.1pp |
| Annual return | 20.73% | 25.82%-5.1pp | 32.76%-12.0pp | 81.01%-60.3pp |
| Employer contribution / active EE | -$14 | $2,276-100.6% | $2,719-100.5% | $2,440-100.6% |
| Participant deferral / active EE | $2,260 | $3,538-36.1% | $4,070-44.5% | $3,608-37.4% |
| Admin fee / account holder | $11,545 | $6,839+68.8% | $7,890+46.3% | $5,124+125.3% |