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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,522 | $190,916+64.7% | $160,037+96.5% | $134,545+133.8% |
| Participation rate | 90.0% | 82.0%+8.0pp | 78.0%+12.0pp | 81.2%+8.8pp |
| Annual return | -18.98% | 552.79%-571.8pp | 408.95%-427.9pp | 418.37%-437.4pp |
| Employer contribution / active EE | $9,569 | $4,996+91.6% | $4,226+126.4% | $4,742+101.8% |
| Participant deferral / active EE | $7,509 | $6,925+8.4% | $6,184+21.4% | $6,401+17.3% |
| Admin fee / account holder | $17,356 | $10,497+65.3% | $8,716+99.1% | $11,431+51.8% |