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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $360,762 | $227,597+58.5% | $189,575+90.3% | $167,536+115.3% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.4%+21.6pp | 82.1%+17.9pp |
| Annual return | 18.98% | 78.44%-59.5pp | 64.19%-45.2pp | 478.82%-459.8pp |
| Employer contribution / active EE | $8,086 | $5,316+52.1% | $4,412+83.3% | $4,839+67.1% |
| Participant deferral / active EE | $7,568 | $7,002+8.1% | $6,174+22.6% | $6,342+19.3% |
| Admin fee / account holder | $6,495 | $11,877-45.3% | $9,806-33.8% | $12,315-47.3% |