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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,113 | $215,361+9.6% | $171,082+38.0% | $273,972-13.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 76.7%+23.3pp | 83.0%+17.0pp |
| Annual return | 9.65% | 25.14%-15.5pp | 32.56%-22.9pp | 41.46%-31.8pp |
| Employer contribution / active EE | $10,468 | $4,967+110.7% | $4,002+161.6% | $4,869+115.0% |
| Participant deferral / active EE | $7,992 | $5,543+44.2% | $4,797+66.6% | $5,287+51.2% |
| Admin fee / account holder | $3,950 | $10,846-63.6% | $8,520-53.6% | $10,133-61.0% |