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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,877 | $99,345+38.8% | $84,753+62.7% | $273,972-49.7% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 6.61% | 22.93%-16.3pp | 22.78%-16.2pp | 41.46%-34.8pp |
| Employer contribution / active EE | $7,150 | $4,214+69.7% | $3,574+100.0% | $4,869+46.8% |
| Participant deferral / active EE | $9,900 | $4,270+131.9% | $3,712+166.7% | $5,287+87.2% |
| Admin fee / account holder | $1,205 | $6,645-81.9% | $5,333-77.4% | $10,133-88.1% |