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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,101 | $107,368+45.4% | $92,915+68.0% | $152,909+2.1% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 14.72% | 145.64%-130.9pp | 109.45%-94.7pp | 345.46%-330.7pp |
| Employer contribution / active EE | $11,461 | $4,222+171.4% | $3,653+213.7% | $4,764+140.6% |
| Participant deferral / active EE | $8,038 | $4,848+65.8% | $4,238+89.6% | $5,851+37.4% |
| Admin fee / account holder | $1,314 | $7,082-81.4% | $5,796-77.3% | $11,601-88.7% |