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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,559 | $62,589+14.3% | $76,768-6.8% | $64,173+11.5% |
| Participation rate | 94.2% | 72.8%+21.4pp | 77.0%+17.3pp | 69.6%+24.7pp |
| Annual return | -4.96% | -1.95%-3.0pp | 2.43%-7.4pp | 7.63%-12.6pp |
| Employer contribution / active EE | $2,876 | $1,832+57.0% | $2,485+15.7% | $2,381+20.8% |
| Participant deferral / active EE | $1,307 | $3,145-58.5% | $3,852-66.1% | $3,470-62.3% |
| Admin fee / account holder | $2,648 | $4,667-43.3% | $6,675-60.3% | $4,887-45.8% |