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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,620 | $60,349+30.3% | $74,184+6.0% | $62,881+25.0% |
| Participation rate | 80.4% | 72.7%+7.7pp | 76.6%+3.8pp | 69.3%+11.1pp |
| Annual return | 4.60% | 21.38%-16.8pp | 17.74%-13.1pp | 20.14%-15.5pp |
| Employer contribution / active EE | $5,727 | $1,680+240.8% | $2,370+141.6% | $2,281+151.1% |
| Participant deferral / active EE | $1,674 | $2,856-41.4% | $3,550-52.8% | $3,203-47.7% |
| Admin fee / account holder | $5,758 | $4,261+35.1% | $5,586+3.1% | $4,296+34.0% |