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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,574 | $67,602+22.1% | $82,312+0.3% | $70,126+17.8% |
| Participation rate | 86.3% | 72.8%+13.5pp | 76.9%+9.4pp | 69.5%+16.7pp |
| Annual return | 13.26% | 21.57%-8.3pp | 25.88%-12.6pp | 73.15%-59.9pp |
| Employer contribution / active EE | $6,756 | $1,755+285.0% | $2,428+178.2% | $2,343+188.4% |
| Participant deferral / active EE | $1,427 | $2,987-52.2% | $3,706-61.5% | $3,332-57.2% |
| Admin fee / account holder | $7,675 | $4,512+70.1% | $5,608+36.9% | $4,645+65.2% |