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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $521,787 | $138,385+277.1% | $184,243+183.2% | $80,925+544.8% |
| Participation rate | 89.7% | 83.9%+5.8pp | 86.8%+2.8pp | 67.7%+22.0pp |
| Annual return | 16.13% | 20.02%-3.9pp | 28.82%-12.7pp | 35.65%-19.5pp |
| Employer contribution / active EE | $10,979 | $4,851+126.3% | $6,427+70.8% | $2,756+298.3% |
| Participant deferral / active EE | $16,246 | $7,075+129.6% | $9,132+77.9% | $4,299+277.9% |
| Admin fee / account holder | $1,648 | $10,489-84.3% | $13,914-88.2% | $6,940-76.2% |