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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $468,399 | $167,533+179.6% | $151,645+208.9% | $134,545+248.1% |
| Participation rate | 90.5% | 88.4%+2.1pp | 87.5%+3.0pp | 81.2%+9.2pp |
| Annual return | -14.02% | 7.81%-21.8pp | 3.34%-17.4pp | 418.37%-432.4pp |
| Employer contribution / active EE | $11,889 | $6,828+74.1% | $6,165+92.8% | $4,742+150.7% |
| Participant deferral / active EE | $15,774 | $8,985+75.6% | $8,363+88.6% | $6,401+146.4% |
| Admin fee / account holder | $21,487 | $13,781+55.9% | $11,614+85.0% | $11,431+88.0% |