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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $347,316 | $171,867+102.1% | $149,721+132.0% | $147,586+135.3% |
| Participation rate | 94.1% | 88.2%+5.9pp | 87.1%+7.1pp | 82.8%+11.3pp |
| Annual return | -0.33% | 2113.36%-2113.7pp | 1501.67%-1502.0pp | 578.59%-578.9pp |
| Employer contribution / active EE | $17,842 | $6,275+184.4% | $5,444+227.7% | $4,876+265.9% |
| Participant deferral / active EE | $14,409 | $7,270+98.2% | $6,568+119.4% | $5,439+164.9% |
| Admin fee / account holder | $3,864 | $13,799-72.0% | $11,282-65.7% | $10,886-64.5% |