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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,308 | $176,838-75.5% | $146,685-70.5% | $167,518-74.1% |
| Participation rate | 75.0% | 83.6%-8.6pp | 80.1%-5.1pp | 82.1%-7.1pp |
| Annual return | 9.60% | 24.04%-14.4pp | 22.75%-13.1pp | 478.71%-469.1pp |
| Employer contribution / active EE | $0 | $5,161-100.0% | $4,137-100.0% | $4,838-100.0% |
| Participant deferral / active EE | $3,316 | $6,441-48.5% | $5,507-39.8% | $6,342-47.7% |
| Admin fee / account holder | $9,410 | $13,262-29.0% | $10,281-8.5% | $12,312-23.6% |