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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,672 | $154,193-80.1% | $130,045-76.4% | $139,466-78.0% |
| Participation rate | 75.0% | 82.0%-7.0pp | 78.5%-3.5pp | 80.3%-5.3pp |
| Annual return | 10.87% | 32.51%-21.6pp | -137.30%+148.2pp | 373.66%-362.8pp |
| Employer contribution / active EE | $0 | $5,292-100.0% | $4,321-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $4,884 | $6,709-27.2% | $5,820-16.1% | $6,712-27.2% |
| Admin fee / account holder | $8,603 | $13,989-38.5% | $10,600-18.8% | $11,409-24.6% |