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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,919 | $95,979-28.2% | $74,551-7.6% | $135,380-49.1% |
| Participation rate | 40.9% | 75.7%-34.7pp | 69.1%-28.2pp | 82.6%-41.7pp |
| Annual return | -8.36% | 56.97%-65.3pp | 32.53%-40.9pp | 519.81%-528.2pp |
| Employer contribution / active EE | $693 | $2,716-74.5% | $1,961-64.7% | $4,779-85.5% |
| Participant deferral / active EE | $3,714 | $3,844-3.4% | $3,108+19.5% | $5,609-33.8% |
| Admin fee / account holder | $534 | $6,522-91.8% | $5,059-89.4% | $10,828-95.1% |