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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,624 | $99,652-35.1% | $78,778-18.0% | $147,586-56.2% |
| Participation rate | 37.5% | 76.2%-38.7pp | 69.2%-31.7pp | 82.8%-45.3pp |
| Annual return | 19.52% | 47.28%-27.8pp | 35.62%-16.1pp | 578.59%-559.1pp |
| Employer contribution / active EE | $663 | $2,796-76.3% | $1,986-66.6% | $4,876-86.4% |
| Participant deferral / active EE | $3,456 | $3,664-5.7% | $2,958+16.8% | $5,439-36.5% |
| Admin fee / account holder | $11,041 | $7,155+54.3% | $5,134+115.1% | $10,886+1.4% |