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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,852 | $102,385+62.0% | $147,080+12.8% | $80,935+104.9% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 9.70% | 135.09%-125.4pp | 420.17%-410.5pp | 35.66%-26.0pp |
| Employer contribution / active EE | $3,717 | $3,7170% | $4,933-24.7% | $2,757+34.8% |
| Participant deferral / active EE | $3,002 | $6,651-54.9% | $8,066-62.8% | $4,299-30.2% |
| Admin fee / account holder | $5,506 | $7,951-30.7% | $12,989-57.6% | $6,924-20.5% |