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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,131 | $105,210+48.4% | $159,487-2.1% | $85,851+81.9% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 9.42% | 45.08%-35.7pp | 263.71%-254.3pp | 318.63%-309.2pp |
| Employer contribution / active EE | $97 | $3,319-97.1% | $4,831-98.0% | $2,565-96.2% |
| Participant deferral / active EE | $2,969 | $5,946-50.1% | $7,354-59.6% | $3,952-24.9% |
| Admin fee / account holder | $3,332 | $6,934-52.0% | $10,804-69.2% | $6,261-46.8% |