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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,986 | $93,617+86.9% | $135,982+28.7% | $75,177+132.8% |
| Participation rate | 89.7% | 75.2%+14.5pp | 81.9%+7.7pp | 67.2%+22.5pp |
| Annual return | 14.10% | 30.89%-16.8pp | 68.32%-54.2pp | 160.75%-146.7pp |
| Employer contribution / active EE | $3,815 | $3,538+7.8% | $4,859-21.5% | $2,671+42.8% |
| Participant deferral / active EE | $3,075 | $6,406-52.0% | $7,760-60.4% | $4,126-25.5% |
| Admin fee / account holder | $2,324 | $6,980-66.7% | $10,767-78.4% | $5,651-58.9% |