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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,790 | $152,542-72.6% | $117,498-64.4% | $134,509-68.9% |
| Participation rate | 37.5% | 77.1%-39.6pp | 70.6%-33.1pp | 81.2%-43.7pp |
| Annual return | -16.58% | 53.02%-69.6pp | 29.75%-46.3pp | 418.13%-434.7pp |
| Employer contribution / active EE | $891 | $5,574-84.0% | $4,178-78.7% | $4,741-81.2% |
| Participant deferral / active EE | $2,310 | $4,819-52.1% | $4,071-43.3% | $6,400-63.9% |
| Admin fee / account holder | $422 | $7,006-94.0% | $5,646-92.5% | $11,427-96.3% |