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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,614 | $43,730-78.0% | $121,220-92.1% | $64,173-85.0% |
| Participation rate | 42.9% | 58.3%-15.5pp | 71.8%-28.9pp | 69.6%-26.7pp |
| Annual return | -12.34% | 68.94%-81.3pp | 16.94%-29.3pp | 7.63%-20.0pp |
| Employer contribution / active EE | $638 | $1,297-50.8% | $4,023-84.1% | $2,381-73.2% |
| Participant deferral / active EE | $2,582 | $2,281+13.2% | $3,345-22.8% | $3,470-25.6% |
| Admin fee / account holder | $43 | $3,502-98.8% | $5,021-99.1% | $4,887-99.1% |