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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,903 | $54,380+21.2% | $68,509-3.8% | $59,633+10.5% |
| Participation rate | 44.8% | 70.2%-25.4pp | 74.7%-30.0pp | 68.7%-23.9pp |
| Annual return | -0.22% | 2.83%-3.1pp | 8.27%-8.5pp | 2041.45%-2041.7pp |
| Employer contribution / active EE | $0 | $1,539-100.0% | $2,278-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $2,775 | $2,643+5.0% | $3,382-18.0% | $3,192-13.1% |
| Admin fee / account holder | $108 | $3,885-97.2% | $5,275-98.0% | $4,297-97.5% |