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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,288 | $126,519-0.2% | $106,201+18.9% | $145,959-13.5% |
| Participation rate | 71.4% | 77.7%-6.2pp | 75.3%-3.9pp | 80.3%-8.9pp |
| Annual return | 11.09% | 225.10%-214.0pp | 116.26%-105.2pp | 561.95%-550.9pp |
| Employer contribution / active EE | $317 | $3,726-91.5% | $3,170-90.0% | $4,661-93.2% |
| Participant deferral / active EE | $6,342 | $5,716+11.0% | $5,012+26.5% | $6,689-5.2% |
| Admin fee / account holder | $1,300 | $17,312-92.5% | $11,039-88.2% | $13,398-90.3% |