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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,288 | $125,237+0.8% | $105,608+19.6% | $145,877-13.4% |
| Participation rate | 71.4% | 77.7%-6.2pp | 75.3%-3.9pp | 80.3%-8.9pp |
| Annual return | 11.09% | 225.76%-214.7pp | 116.50%-105.4pp | 551.28%-540.2pp |
| Employer contribution / active EE | $317 | $3,720-91.5% | $3,167-90.0% | $4,663-93.2% |
| Participant deferral / active EE | $6,342 | $5,711+11.1% | $5,010+26.6% | $6,691-5.2% |
| Admin fee / account holder | $1,300 | $17,287-92.5% | $11,028-88.2% | $13,402-90.3% |