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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,288 | $125,184+0.9% | $105,607+19.6% | $145,884-13.4% |
| Participation rate | 71.4% | 77.6%-6.2pp | 75.3%-3.8pp | 80.3%-8.9pp |
| Annual return | 11.09% | 225.00%-213.9pp | 116.11%-105.0pp | 551.85%-540.8pp |
| Employer contribution / active EE | $317 | $3,720-91.5% | $3,167-90.0% | $4,662-93.2% |
| Participant deferral / active EE | $6,342 | $5,714+11.0% | $5,011+26.6% | $6,690-5.2% |
| Admin fee / account holder | $1,300 | $17,133-92.4% | $10,958-88.1% | $13,392-90.3% |