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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,753 | $114,712+160.4% | $173,730+72.0% | $87,485+241.5% |
| Participation rate | 77.8% | 73.0%+4.8pp | 79.6%-1.8pp | 68.9%+8.8pp |
| Annual return | 17.14% | 20.18%-3.0pp | 19.96%-2.8pp | 26.06%-8.9pp |
| Employer contribution / active EE | $2,855 | $2,904-1.7% | $4,577-37.6% | $2,596+10.0% |
| Participant deferral / active EE | $4,730 | $4,642+1.9% | $6,326-25.2% | $4,274+10.7% |
| Admin fee / account holder | $1,470 | $10,210-85.6% | $17,523-91.6% | $7,775-81.1% |