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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,676 | $166,131+68.3% | $164,975+69.5% | $145,877+91.7% |
| Participation rate | 78.3% | 82.0%-3.8pp | 78.6%-0.4pp | 80.3%-2.0pp |
| Annual return | 22.89% | 100.37%-77.5pp | 70.12%-47.2pp | 551.28%-528.4pp |
| Employer contribution / active EE | $2,971 | $5,276-43.7% | $4,343-31.6% | $4,663-36.3% |
| Participant deferral / active EE | $4,983 | $6,962-28.4% | $6,033-17.4% | $6,691-25.5% |
| Admin fee / account holder | $7,549 | $16,648-54.7% | $12,688-40.5% | $13,402-43.7% |