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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,821 | $142,409+20.7% | $119,634+43.6% | $134,545+27.7% |
| Participation rate | 93.8% | 82.8%+10.9pp | 79.3%+14.5pp | 81.2%+12.5pp |
| Annual return | -26.05% | -12.46%-13.6pp | -14.98%-11.1pp | 418.37%-444.4pp |
| Employer contribution / active EE | $2,857 | $5,224-45.3% | $4,232-32.5% | $4,742-39.7% |
| Participant deferral / active EE | $5,320 | $6,468-17.8% | $5,601-5.0% | $6,401-16.9% |
| Admin fee / account holder | $1,083 | $13,594-92.0% | $10,329-89.5% | $11,431-90.5% |