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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,903 | $127,790+37.7% | $106,555+65.1% | $167,536+5.0% |
| Participation rate | 100.0% | 78.3%+21.7pp | 76.1%+23.9pp | 82.1%+17.9pp |
| Annual return | 20.74% | 33.88%-13.1pp | 26.80%-6.1pp | 478.82%-458.1pp |
| Employer contribution / active EE | $9,537 | $3,428+178.2% | $2,819+238.3% | $4,839+97.1% |
| Participant deferral / active EE | $6,505 | $5,088+27.8% | $4,399+47.9% | $6,342+2.6% |
| Admin fee / account holder | $1,051 | $11,229-90.6% | $7,408-85.8% | $12,315-91.5% |