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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,124 | $99,032+52.6% | $80,022+88.9% | $135,380+11.6% |
| Participation rate | 100.0% | 78.4%+21.6pp | 75.8%+24.2pp | 82.6%+17.4pp |
| Annual return | -10.35% | 15.39%-25.7pp | 11.22%-21.6pp | 519.81%-530.2pp |
| Employer contribution / active EE | $9,000 | $3,043+195.7% | $2,468+264.7% | $4,779+88.3% |
| Participant deferral / active EE | $6,303 | $4,282+47.2% | $3,686+71.0% | $5,609+12.4% |
| Admin fee / account holder | $1,176 | $10,436-88.7% | $6,521-82.0% | $10,828-89.1% |