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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,915 | $116,203+85.8% | $93,621+130.6% | $152,909+41.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.8%+24.2pp | 82.5%+17.5pp |
| Annual return | 23.98% | 35.96%-12.0pp | 32.76%-8.8pp | 345.46%-321.5pp |
| Employer contribution / active EE | $9,348 | $3,219+190.4% | $2,719+243.8% | $4,764+96.2% |
| Participant deferral / active EE | $4,558 | $4,605-1.0% | $4,070+12.0% | $5,851-22.1% |
| Admin fee / account holder | $2,563 | $10,751-76.2% | $7,890-67.5% | $11,601-77.9% |