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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,558 | $76,371+29.1% | $93,621+5.3% | $72,975+35.1% |
| Participation rate | 100.0% | 71.8%+28.2pp | 75.8%+24.2pp | 69.5%+30.5pp |
| Annual return | 21.32% | 25.82%-4.5pp | 32.76%-11.4pp | 81.01%-59.7pp |
| Employer contribution / active EE | $163 | $2,276-92.8% | $2,719-94.0% | $2,440-93.3% |
| Participant deferral / active EE | $4,482 | $3,538+26.7% | $4,070+10.1% | $3,608+24.2% |
| Admin fee / account holder | $2,638 | $6,839-61.4% | $7,890-66.6% | $5,124-48.5% |