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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,269 | $54,380-5.7% | $68,509-25.2% | $59,633-14.0% |
| Participation rate | 100.0% | 70.2%+29.8pp | 74.7%+25.3pp | 68.7%+31.3pp |
| Annual return | -3.23% | 2.83%-6.1pp | 8.27%-11.5pp | 2041.45%-2044.7pp |
| Employer contribution / active EE | $584 | $1,539-62.0% | $2,278-74.3% | $2,203-73.5% |
| Participant deferral / active EE | $3,422 | $2,643+29.5% | $3,382+1.2% | $3,192+7.2% |
| Admin fee / account holder | $3,669 | $3,885-5.6% | $5,275-30.4% | $4,297-14.6% |