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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,101 | $107,733-58.1% | $92,985-51.5% | $154,746-70.9% |
| Participation rate | 76.5% | 74.6%+1.9pp | 69.5%+7.0pp | 80.7%-4.2pp |
| Annual return | 18.60% | 30.39%-11.8pp | 27.99%-9.4pp | 172.34%-153.7pp |
| Employer contribution / active EE | $924 | $3,126-70.4% | $2,662-65.3% | $4,379-78.9% |
| Participant deferral / active EE | $8,153 | $5,053+61.4% | $4,377+86.3% | $6,730+21.1% |
| Admin fee / account holder | $657 | $11,369-94.2% | $9,463-93.1% | $14,365-95.4% |