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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,239 | $108,685-13.3% | $74,719+26.1% | $152,885-38.4% |
| Participation rate | 100.0% | 65.3%+34.7pp | 54.5%+45.5pp | 82.5%+17.5pp |
| Annual return | 29.56% | 114.09%-84.5pp | 753.05%-723.5pp | 345.39%-315.8pp |
| Employer contribution / active EE | $9,815 | $1,504+552.6% | $1,084+805.4% | $4,763+106.1% |
| Participant deferral / active EE | $19,000 | $2,712+600.6% | $1,963+867.7% | $5,851+224.7% |
| Admin fee / account holder | $328 | $4,905-93.3% | $3,334-90.2% | $11,598-97.2% |