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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,433 | $108,226+19.6% | $77,513+67.0% | $158,950-18.6% |
| Participation rate | 100.0% | 64.4%+35.6pp | 54.2%+45.8pp | 82.0%+18.0pp |
| Annual return | 17.94% | 31.67%-13.7pp | 54.81%-36.9pp | 302.91%-285.0pp |
| Employer contribution / active EE | $7,315 | $1,325+452.0% | $987+641.4% | $4,762+53.6% |
| Participant deferral / active EE | $10,972 | $2,456+346.8% | $1,861+489.6% | $5,983+83.4% |
| Admin fee / account holder | $442 | $3,710-88.1% | $2,859-84.5% | $11,248-96.1% |