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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $429,349 | $100,147+328.7% | $81,286+428.2% | $145,877+194.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 20.27% | 34.44%-14.2pp | 24.80%-4.5pp | 551.28%-531.0pp |
| Employer contribution / active EE | $9,838 | $2,977+230.4% | $2,463+299.5% | $4,663+111.0% |
| Participant deferral / active EE | $12,516 | $4,607+171.6% | $3,883+222.3% | $6,691+87.1% |
| Admin fee / account holder | $660 | $8,201-91.9% | $5,764-88.5% | $13,402-95.1% |