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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,634 | $88,585+193.1% | $69,884+271.5% | $134,532+93.0% |
| Participation rate | 100.0% | 74.9%+25.1pp | 70.5%+29.5pp | 81.2%+18.8pp |
| Annual return | -20.89% | 442.80%-463.7pp | 190.81%-211.7pp | 418.27%-439.2pp |
| Employer contribution / active EE | $9,364 | $3,235+189.5% | $2,560+265.8% | $4,741+97.5% |
| Participant deferral / active EE | $9,161 | $4,770+92.1% | $3,848+138.1% | $6,401+43.1% |
| Admin fee / account holder | $706 | $10,441-93.2% | $6,266-88.7% | $11,429-93.8% |