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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,461 | $78,428-30.6% | $95,960-43.2% | $79,852-31.8% |
| Participation rate | 94.4% | 73.5%+21.0pp | 77.1%+17.4pp | 69.6%+24.8pp |
| Annual return | 16.71% | 19.37%-2.7pp | 91.63%-74.9pp | 31.72%-15.0pp |
| Employer contribution / active EE | $434 | $1,945-77.7% | $2,541-82.9% | $2,471-82.4% |
| Participant deferral / active EE | $2,068 | $3,440-39.9% | $4,167-50.4% | $3,740-44.7% |
| Admin fee / account holder | $2,233 | $5,622-60.3% | $6,797-67.1% | $5,306-57.9% |