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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,056 | $72,492-37.8% | $87,104-48.3% | $72,975-38.3% |
| Participation rate | 92.1% | 72.8%+19.3pp | 76.9%+15.2pp | 69.5%+22.6pp |
| Annual return | 15.09% | 24.46%-9.4pp | 28.19%-13.1pp | 81.01%-65.9pp |
| Employer contribution / active EE | $1,454 | $1,894-23.2% | $2,521-42.3% | $2,440-40.4% |
| Participant deferral / active EE | $2,090 | $3,270-36.1% | $4,048-48.4% | $3,608-42.1% |
| Admin fee / account holder | $14,109 | $5,055+179.1% | $7,491+88.3% | $5,124+175.3% |