Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,832 | $71,873-14.0% | $86,698-28.7% | $68,490-9.7% |
| Participation rate | 44.1% | 72.2%-28.1pp | 76.6%-32.5pp | 67.9%-23.8pp |
| Annual return | -14.24% | 3.54%-17.8pp | 35.96%-50.2pp | -7.85%-6.4pp |
| Employer contribution / active EE | $329 | $2,173-84.9% | $2,837-88.4% | $2,597-87.3% |
| Participant deferral / active EE | $1,841 | $3,779-51.3% | $4,656-60.5% | $4,028-54.3% |
| Admin fee / account holder | $4,084 | $6,110-33.2% | $7,492-45.5% | $5,403-24.4% |