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| Provider | Service type | Compensation |
|---|---|---|
Service code 12 · EIN 13-3689044 | Participant loan processing; Particip... | $189,106 |
VALMARK ADVISERS INC2 years Filed as: VALMARK ADVISERS INC. Service code 33 · EIN 31-1509466 | Securities brokerage; Securities brok... | $11,638 |
CHARLES SCHWAB & CO., INC.7+ years Service code 33 · EIN 94-1737782 | Securities brokerage commissions and ... | $237 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO, INC. Service code 33 | Securities brokerage commissions and ... | $0 |
NATIONAL FINANCIAL SERVICES7+ years Service code 33 · EIN 04-3523567 | Securities brokerage commissions and ... | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,463 | $36,939+82.6% | $80,793-16.5% | $93,010-27.5% |
| Participation rate | 53.0% | 32.6%+20.4pp | 54.2%-1.2pp | 73.9%-20.9pp |
| Annual return | 13.83% | 17.55%-3.7pp | 87.33%-73.5pp | 158.70%-144.9pp |
| Employer contribution / active EE | $1,399 | $455+207.5% | $1,160+20.6% | $2,705-48.3% |
| Participant deferral / active EE | $3,143 | $1,044+201.0% | $2,144+46.6% | $4,561-31.1% |
| Admin fee / account holder | $141 | $162-12.9% | $3,375-95.8% | $152-7.2% |