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| Provider | Service type | Compensation |
|---|---|---|
Service code 12 · EIN 13-3689044 | Investment management; Participant co... | $155,236 |
VALMARK ADVISERS INC1 year Filed as: VALMARK ADVISERS INC. Service code 33 · EIN 31-1509466 | Securities brokerage; Securities brok... | $10,206 |
CHARLES SCHWAB & CO., INC.6+ years Service code 33 · EIN 94-1737782 | Securities brokerage commissions and ... | $145 |
Filed as: CHARLES SCHWAB & CO, INC. Service code 33 | Securities brokerage; Securities brok... | $0 |
NATIONAL FINANCIAL SERVICES6+ years Service code 33 · EIN 04-3523567 | Securities brokerage; Securities brok... | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,029 | $29,516+123.7% | $77,557-14.9% | $90,274-26.9% |
| Participation rate | 21.3% | 33.7%-12.3pp | 54.2%-32.8pp | 73.4%-52.0pp |
| Annual return | 13.35% | 231.18%-217.8pp | 54.83%-41.5pp | 53.97%-40.6pp |
| Employer contribution / active EE | $599 | $381+57.2% | $987-39.3% | $2,523-76.3% |
| Participant deferral / active EE | $1,292 | $944+36.9% | $1,861-30.5% | $4,231-69.5% |
| Admin fee / account holder | $122 | $106+14.9% | $2,860-95.7% | $114+6.7% |