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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,653 | $81,276-50.0% | $155,574-73.9% | $80,925-49.8% |
| Participation rate | 97.4% | 66.2%+31.2pp | 78.2%+19.2pp | 67.7%+29.8pp |
| Annual return | 9.88% | 33.36%-23.5pp | 64.87%-55.0pp | 35.65%-25.8pp |
| Employer contribution / active EE | $1,793 | $3,103-42.2% | $4,676-61.7% | $2,756-35.0% |
| Participant deferral / active EE | $3,228 | $3,453-6.5% | $5,629-42.7% | $4,299-24.9% |
| Admin fee / account holder | $9,162 | $7,993+14.6% | $15,914-42.4% | $6,940+32.0% |