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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,198 | $114,119+25.5% | $107,187+33.6% | $138,895+3.1% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 19.33% | 273.21%-253.9pp | 204.55%-185.2pp | 145.39%-126.1pp |
| Employer contribution / active EE | $12,168 | $4,059+199.8% | $3,782+221.7% | $4,194+190.1% |
| Participant deferral / active EE | $9,870 | $5,538+78.2% | $5,096+93.7% | $6,396+54.3% |
| Admin fee / account holder | $6,241 | $10,024-37.7% | $9,162-31.9% | $12,562-50.3% |