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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,273 | $110,337-10.0% | $102,383-3.0% | $145,877-31.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 19.29% | 24.83%-5.5pp | 24.94%-5.6pp | 551.28%-532.0pp |
| Employer contribution / active EE | $11,501 | $4,216+172.8% | $3,870+197.2% | $4,663+146.6% |
| Participant deferral / active EE | $8,249 | $5,621+46.8% | $5,060+63.0% | $6,691+23.3% |
| Admin fee / account holder | $27,601 | $9,750+183.1% | $8,391+228.9% | $13,402+105.9% |