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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,855 | $106,247-15.4% | $96,515-6.9% | $139,466-35.6% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 14.57% | 38.47%-23.9pp | 35.73%-21.2pp | 373.66%-359.1pp |
| Employer contribution / active EE | $10,715 | $4,106+161.0% | $3,740+186.5% | $4,754+125.4% |
| Participant deferral / active EE | $6,823 | $5,456+25.1% | $4,880+39.8% | $6,712+1.6% |
| Admin fee / account holder | $22,818 | $7,885+189.4% | $6,735+238.8% | $11,409+100.0% |